In the phrase, "Charging at the red cloak, the bull missed his mark," the participle phrase is "charging at the red cloak." It is a participle phrase because it works as an adjective in the sentence.

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The cloak was wrapped around one arm as a form of shield and the dagger, or sword, was used for fighting. That appears not to be the source of the English term 'cloak and dagger', which was in use in English prior to the 18th century. An alternative use of the cloak was to conceal the identity, in the manner of a treacherous assassin.

Cloak dictionary definition | cloak defined cloak definition: The definition of a cloak is a long loose fitting piece of clothing worn over other clothes, sometimes with a hood and loose fitting arm holes. (noun) An example of a cloak is the cape that the Jedi wear in Star Wars. Blithe: In a Sentence – WORDS IN A SENTENCE

A cloak is a type of loose garment that is worn over indoor clothing and serves the same purpose as an overcoat; it protects the wearer from the cold, rain or wind for example, or it may form part of a fashionable outfit or uniform. Cloaks have been used by myriad historic societies; many climates favor wearing a full-body garment which is easily removed and does not constrain the wearer with

This is a good example of a sentence where commas should be used to clarify phrase boundaries. It's entirely possible that the writer means that the bank is covered by his scarlet cloak OR that she is covered by his scarlet cloak. The sentence is a bit ambiguous.